Category Archives: how to live a smart life

I am stronger when I thought I wasn’t

Fuck Yeah!
Although i’m still in my early 20’s and I haven’t experienced the worst of what life has to offer, But I believe that I have lived long enough to know how cruel this world can be and the people living in it. It wasn’t clear to me, but now I’ve realised that no matter how life sucks, eventually, everything will get better step-by-step. 

Looking back, I can say that I’ve come a long way from where I was 4-7 years ago. In fact, I quite learned the hard way. All my life I’ve been in that rabbit whole where I was trapped in my own negativity and manic-depressive world. But thankfully, Alhamdulillah, I’m now much better. I’ve realised that all the bad things happened to me has actually lead me to something greater, so much than I have ever dreamed. Sometimes, even the smallest step can lead you to the biggest step of your life, it doesn’t matter how slow it may be as long as you’re moving forward. In the right time, Allah will grant you all the happiness you deserve. I’m not saying that my life has been and is perfect, there are still days when I can hardly get up from bed and I cry myself to sleep, but all i’m trying to say is… eventually, it does get better.

But of course I wouldn’t be where I am now without some of those life changing experiences I’ve gone through: 


Surviving High School.

Despite being a Catholic school, our school was like the ones you see in the movies. There were the jocks and mean girls who rule the school, nerds who are the teachers’ pet, the emo’s, and us the wallflower aka the nobody. I’ve had a rough time during high school. I was so weak that I let myself be bullied, not just by classmates/schoolmates but also by teachers. I ended up depressed and anxious, I held grudges and I felt like…
But it’s not all bad, don’t get me wrong. I have my bestfriends (who are still my best friends) that I’ve shared good memories with, and of course playing the violin in front of a crowd.

And after everything that I’ve been through, I learned to forgive and let go, however, just because forgiveness is offered, it does not mean I see them as a clean slate, more as a small conflict I have chosen to overcome with maturity and kindnessIf you ask me if there’s an opportunity to redo high school, I would never. I realised that high school may be one of the darkest years in my life but it made me strong, it made me a better person. 
Also, I agree with Daria:


Heartbreaks and Finding Love.

When it comes to love, I’ve had my fair share of heartaches. I used to hurry into love which led me to a breaking heart, for quite a few times I thought I’ve met “the one” but turned out to be the one who crushed my heart into pieces. After awhile, I realised that it does happen for a reason and that reason may be to prepare us for what’s to come – that I have to go through the bad guys to know who my true prince is. Four years ago, I got what I prayed for, my true prince found me. And now we’re happily married! I am deeply thankful that I found love in it’s most beautiful form. Ali, who came when I stopped looking, who accepted and loved me when I wasn’t at my desirable state, is truly a gift from God. 



Changing My Path.
I guess my greatest downfall was when I was voted out of nursing school. I took a rest during the summer to decide whether to say goodbye or to stay.

So I changed my path – I enrolled in a different school and shifted into a new course.

Looking back, it was truly one of the best decisions I’ve ever made! And just when I thought I was rejected from something great, it actually lead me to something greater. And  I have to thank the CI’s who flunked me out of  that deliberation, if it weren’t for them I would’t be as happy and passionate as I am now. Sometimes you just have to take a risk in order to know your true happiness, after all we only live once. It’s okay if you’re a bit behind, it’s not a race, as long as you’re happy and passionate in your chosen path.



Losing a Best Friend.

I lost some friends when I changed my path. At first they invite you but as time goes by you’ll receive less and lesser txts and invites until you get none. They completely forgot you and you’re just there sitting in front of your laptop seeing their happy faces in facebook nothing to do but cry. 

But you know what’s the most painful one? Losing your best friend. Losing a best friend is worse than losing a lover. Lovers/Boyfriends come and go but friends are supposed to be the for you through thick and thin or vice versa. Sometimes there’s no huge fight that marks the end of it. Sometimes it just falls apart without you knowing why. Not in our years of friendship I expected her to disappear without saying goodbye.  I felt betrayed and cheated, completely hanging and confused. I remember crying myself to sleep wondering why and what happened. But what can I do? Nothing.

At the end, I gave up and raised the white flag. Instead of mopping around and blame myself for whatever reason that I didn’t know, I stood up and continue to walk ahead. I realised why would I burden myself when I haven’t done anything wrong. That’s life, people come and go into your life and fate leads you to different paths. I’ve learned to let go freely and concentrate on people who chose to stay in my life. And it eased up everything.


My parents. Always.

I’m very lucky to have parents who support not just my needs and wants but also supported me during my darkest days, understands me even when I i’m hard to understand, accepted me for despite all those prescriptions and therapies. Though there are days that we argue and have disagreements, I love them so much and words cannot tell how thankful I am that I have such wonderful parents. I hope somehow despite the long journey, in my own little way, I made them proud.

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There will always be a point in your life that you would want to stop it. But no matter how many times you said you would do it, you just can’t. No matter how much your mind makes up those thoughts that kill you, disintegrate you, degrade you, your body doesn’t agree with the thought of murdering somebody, yourself or whoever that is. And God doesn’t allow you no matter how many times you try to do it. God sends signals in any form that is, to make you understand that life has beauty in it, even if all that you see are the ugly.

I can look back in the past and just smile, remembering how I won the battle of forgiving those people who hurt and left me, and forgetting the pain it brought me or how life played at me and threw thorny curve balls at me. I’m so much thankful to all who chose to stay and to all the bad experiences as well as the good ones. I now see life a little bit differently, with courage and optimism. I’m not saying that life will be easy as pie from now on but I’m taking baby steps to be better, to be stronger…

Holidays are more fun in the Philippines with PayMaya!


It’s that time of the year when everyone’s just so busy with last-minute shopping, parties and of course, holiday vacations. This season, the holidays become especially more fun as a whole universe awaits to be discovered because of digital commerce and online shopping convenience. Get the best deals and one-of-a-kind finds with the most convenient way to shop – through your PayMaya mobile app, the all-in-one digital payments innovation that can give you an instant virtual Visa.

1. Gift-shopping  

Still completing your holiday shopping? Everyone’s looking for unique gifts they can buy for their loved ones, and there’s no better place to look than online shopping sites. Shopping online also allows you to access online-exclusive fashionable clothes from websites like ZALORA, various goods from Takatack.com and limited edition beauty products from Beauty MNL. The things you can buy will be unlike the things you’ll find going to the mall, and are guaranteed to make your loved ones smile.


2. Staycations

For people looking for unique experiences, PayMaya partnered with Airbnb to give a promo to PayMaya users so they can book unique accommodations around the world. Up to, PayMaya users can enjoy P1,500 discount (for minimum P4,500 booking cost) on their first Airbnb stay by just using the promo code PAYMAYA + first 6 digits of PayMaya card upon checkout to enjoy the discount. With Airbnb, you can book beautiful and inspirational spaces that deviate from the regular hotel bookings that people usually resort to: from entire houses, to cozy lofts, even castles and villas.
Meanwhile, if you’re not going out for the holidays, you can use your PayMaya Visa card for exclusive dining discounts at the Sofitel Philippine Plaza. Visa often offers exclusive-only promos all year round, and as a partner of Visa, PayMaya users have the special privilege to avail of discounts at hotels and other restaurants just by using their PayMaya Visa.

3. Food deliveries

You can spice up your salu-salos and order Japanese, Korean, Greek, Spanish, and plenty of other cuisines from over 1000+ restaurants by ordering from foodpanda. Customers get P200 off their order by using the code: NOCHEBUENA.

4. Music, movies, books and so much more!

The holidays are a time for rest and celebration of thanksgiving with family and friends, and there’s no better way to do this than with music, movies, and books. To start off, you can get
get Spotify Premium with PayMaya so you can listen to your favorite artists offline non-stop, with no ads, just music. First time Spotify Premium users can get Spotify Premium for just P9.00 for 3 months.
Going out to watch a movie? If you don’t want to wait in line, especially for the new Star Wars movie, you can reserve tickets online with your PayMaya Visa at SM Cinema, Robinson’s Movie World, and SureSeats for Ayala malls.
Meanwhile, for all the book lovers who want to tuck themselves in with a good book and a cup of hot chocolate, they can use their PayMaya to purchase books for themselves or friends at Amazon with a 30% discount off the regular price, with a maximum discount being $10. To avail the offer, customers will simply have to type in the promo code HOLIDAY30 while checking out the item.

5.  Buy and send load – as a gift!

It’s a heavy call and text season, when we’re all busy sending well wishes to everyone. As a special treat, PayMaya is giving an 8% discount off Smart load packages. PayMaya users can either buy Smart load packages for themselves or better yet, send the load as a gift for loved ones this Christmas. Share the love!

6. Last minute traveling

Thinking of some last minute get-away for the holidays? You can easily book a flight around the world with Philippine Airlines using your PayMaya Visa. All the seat sales will be popping up this season so make sure to keep a watchful eye out!


Find out more why PayMaya is now the no. 1 financial mobile app in Google Play Philippines through www.paymaya.com.